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Fees
 

The following fees are accurate as of 12/18/2007:
Share Draft Fees
Check Printing Varies
NSF (Per item paid or returned) $30.00
Stop Payment (Per check) $30.00
Stop Payment (Per series of checks) $30.00
Photocopies (Per Check) $6.00
Transfer from Shares (2 courtesy per mo.) $2.00 per transfer
Involuntary closing cost (if unused drafts not returned) $30.00
Checking Closure Fee (if closed within 60 days) $10.00
Loan Fees
Credit Report (no loan) $10.00
Credit Report $10.00
Collateral liens (per item) $10.00
Home Equity Fees Varies
Mortgage Loan (release lien) $48.00
Consolidation Loan / Collection Items $2.00/item
ATM Fees
Unlimited Free
Replace lost or stolen card (damaged card must be produced to avoid fee) $15.00
Accounts that go into a negative balance $25.00
NSF deposit to ATM $25.00
PIN changes (1 free every six months if requested in writing or done in CU office) $2.00 thereafter
MasterCard
Cash / Check Card No annual fee
Replacement Card $20.00
Miscellaneous Fees
ACH, POS or ATM insufficient funds $25.00
Wire Transfers Out (Domestic) $25.00
Wire Transfer Fee (Incoming) $5.00
Research / Reconciliation (first hour-one hour minimum) after initial hour $5.00 first hour
$8.00 per hour thereafter
Deposited Items Returned (each) $25.00
Redeposit Item NSF $15.00
Statement reproduction $2.00 per statement
Dormant accts. (for a period of 36 months if balance below $100.00) $5.00 per month
Account closer Fee (if closed within 60 days) $10.00
Notary Service Free
Overnight Mail Service $15.00
Address Locator Fee $15.00
Bad Address Fee $5.00 per occurrence
Credit Union checks payable to third party (2 courtesy per month) $1.50
Christmas & Vacation Club Fees Account early withdrawal $25.00
Share Value/Membership Fee
Par Value of one share $5.00
Membership fee $1.00 per account