Mortgages
We have just joined HomeProTM, a home savings benefit program unique in the country. It is created for NOSEFCU members making local and long distance moves, and is designed to bring you significant savings on your real estate transactions, as well as lots of fun in the process.
When buying or selling a home through HomeProTM members are entitled to savings and services throughout the real estate process. These include:
-
Cash rebate (Up to $2,500)
-
Discounted Services
-
Real Estate Commission
-
Mortgage
-
Inspection
-
Title
-
Moving
-
Home Warranty
-
Additional benefits include dinner for the family (up to
$100), free gas card (up to $100), and a family entertainment packet that offers
discounts for restaurants, unique boutiques, leisure activities, and more! For
more details, click on the logo above or here:
To obtain your introductory package and have your questions answered call:
Crystal Kennedy
Home Savings Representative, HomeProTM
216-240-7290
ckennedy@alliedhomenet.com
The Credit Union has formed a partnership with Allied Home Mortgage; they will provide members the ability to finance home purchases and refinance existing mortgages through the NOSEFCU. This will allow you to finance your mortgage up to 30 to 40 years, regardless of credit history while assuring loan programs, rates and fees are competitive with other lenders.
Call the Credit Union today 440-777-2009 or Crystal Kennedy 216-240-7290
Use the Application buttons below to print out the two pages of the Mortgage Application. They are in .PDF format and require Adobe Acrobat Reader which may be acquired using the link below.
(737 Kb)
(753 Kb)
What to Bring When Applying
- Addresses of residency for past two years.
- Names and addresses of employers for past two years.
- Names, addresses and account numbers for all liquid assets (checking, share drafts, savings, etc.).
- Names, addresses and account numbers for all liabilities (auto loans, credit cards, mortgages, personal loans, etc.).
- Copies of last years' W-2s and pay stubs for last thirty days.
- If self-employed, copies of last two years' personal tax returns signed and dated, copies of last two years business tax returns signed and dated and a copy of the business's year-to-date Profit & Loss Statement.
- Copies of divorce decrees and separation agreements if applicable.
- Copies of all bankruptcy documents if applicable.
- Completed purchase contract signed by all parties.
- Name and address of current landlord.
- Copy of current deed and title insurance policy if you are refinancing.
- Complete information on other real estate owned (current lenders, payments, balances, rental income, leases, etc.).
- Satisfactory evidence for other sources of income.
